It sounds random or perhaps even absurd, but motor vehicles wrecking into homes is more common than most people realize. In fact, a home in Raleigh, NC has been hit by a car a total of 6 times. Shockingly, motor vehicles hitting homes accounts for 5% off all home insurance claims.
So while it’s not as common as a fender bender, it’s still very important to understand the legal aspects of the situation should you ever find yourself in these unfortunate circumstances.
The first thing to do is to call 911 to report the accident. There’s a sense of urgency here because as with any motor and while you have the operator on the phone, the very first thing that you should do is call the police to help you document the incident. Don’t fixate yourself on having the cop determine who’s at fault because it’s more important that the officer documents the accident accurately than anything else. These documents can be used later by your Austin car accident lawyer and insurance.
Once the police have documented the accident, the next thing you should do is call an attorney to represent you with your insurance claim. Insurance companies, even yours, may try to lowball the value of your property and the entire estimate of the damages. An experienced Austin car accident lawyer will ensure that this doesn’t happen, especially if it goes to court. You do not want to waste time at court, and fight for an amount that will not cover your damages.
A good lawyer will not only take the individual to court for damages to your home but also any costs that you incurred as a result of the accident such as you having to stay in a hotel while your home is being repaired or having to order out more often. If you ever find yourself in this type of scenario, call Terry & Kelly PLLC. We are experienced in recovering damages for our clients.
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